Simple answers to frequent questions

Learn more about Rogers Tax Advisory Group
Frequently asked questions
What would you like to know?

Still have questions? We've got answers. Email us or give us a call.

  • "I want to know more but I don't want to be SOLD? I don't like high-pressure situations"

    The great thing about working with us is that we don't have a quota to meet. We're all about the discovery process, helping you to understand how Guaranteed Lifetime Income and Principal Protection strategies can help you insure a safe, predictable retirement. We have been doing this for over 30 years and we are not going to risk our business reputation by pressuring you to make a decision - we promise!

  • "I don't have a 401(k) or IRA but I am interested in a safe alternative to the stock market, is there an option for me?"

    Yes, our strategies can be set up in a number of different ways. In addition to IRA, ROTH IRA, 401k, 4013b and TSP plans - you can fund your account with money from Brokerage accounts and/or Bank accounts. The money can be moved without major tax consequences - it’s just paperwork and we handle it all for you!

  • "I'm not sure if I have enough money. Am I wasting your time if I only have a small amount to roll over?"

    While it is true that our plans work best with funds of at least $100,000 we are happy to discuss your options, regardless of how much or how little you have. Book a time to chat with us and we'll walk you through the options and see what will work for you.

  • "When you say Principal Protection Strategies - what are you talking about?"

    Our retirement planning process revolves around insurance contracts that guarantee against any loss of your principal because of stock market losses. These contracts allow you to make very reasonable returns without risk. They also lock in your gains and the guarantee against loss due to stock market loss applies to your new, higher balance.

  • "I have a Roth IRA, is an Indexed Account an option for me?"

    Good News! We can roll over a Roth IRA into our plan and maintain it's tax-favored status. Set up a time to chat with us and we'll explain how it works.

  • "Will I have to pay taxes if I roll over my 401(k), IRA or other retirement accounts into one of these contracts?"

    We are able to facilitate rollovers that do not create a taxable event, in other words, you can move your account over and not change anything about the tax status. Protect your money from market volatility and maintain the tax-deferred status.

  • "I have an IRA but I have to take the Required Minimum Distribution."

    Many of our clients fall under this rule. We make sure that your plan will be set up so your Distributions will not cause fees or penalties.

  • "How much can I reasonably expect to make on my money?"

    Our accounts are set up to participate in stock market gains (with limits) and protect you from stock market loss at the same time. The guarantee against loss comes is the reason the gains are limited. Even so, the historical average rate of return is 5-8%. This is an average - not a guarantee.

  • "How much do you charge?"

    You will not write a check or pay any fee associated with retirement planning to Rogers Tax Advisory Group. The insurance company makes money by using your money over time. The insurance company then shares part of what they are making with us. So we never charge you a fee.

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